Filing for Social Security Disability BenefitsYou sustain an crippling injury. Or maybe you or your child are diagnosed with a chronic debilitating illness. Or maybe time has caught up with you and you can no longer do what you used to do either physically or mentally or both. Your limitations are mounting and you struggle to perform your job and its every day activities. You are forced to quit or even worse, you are fired. You are not meeting your financial obligations and you fight to keep medical coverage and receive much-needed ongoing treatment. Can you relate?
Types of Disability BenefitsRegardless of the cause of your disabling condition, the federal Social Security Disability Program was enacted to provide you with a critical safety net in your time of need. There are two types of disability benefits:
- Social Security Disability Insurance benefits (“SSD”) which are based upon an individual’s work record and,
- Supplemental Security Income benefits (“SSI”) which are income-based benefits for which no work history is required in order to apply and can be paid to disabled adults and children.